Credit Analysis Services

RELIABLE associates, llc

Looking Beyond the Numbers

The best way to manage credit risk is to identify it before commitment. Our credit analysis service is designed to identify the risk before your money is in play,

· Flexible pricing—you pay for what you use

· Fast access to a qualified professional

· Independent evaluation of the credit before commitment.

Your credit analysis process is the key to managing credit risk from Day One. Credit analysis is more than just looking at financial statements and tax returns. You need to get behind the numbers and understand what they mean. You need to look at other risk factors not reflected in the numbers. You need to understand how the customer’s market and industry affect risk. You need to be able to quantify the risks and mitigants and know how they offset each other. This takes a high level of expertise and experience.

In today’s increasingly complex lending environment, many community banks cannot justify a full time credit analyst. Our credit analysis service provides access to a qualified professional who will analyze your applicant’s financial statements and assess creditworthiness based on your underwriting guidelines and sound banking practices.

In order to manage credit risk,

you have to identify it

To contact us call: 412.824.2106